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Why won’t my credit score go up? 10 potential reasons

As you monitor your credit, you may be wondering, “why won’t my credit score go up?” Read to discover 10 reasons your credit score is stuck and how to fix it.

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What to do after a data breach and how credit monitoring can help

After you detect a data breach, one of the first things you should do is contact your bank. Changing your login information is also recommended.

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FICO score vs. credit score: what’s the difference?

A credit score is a number that indicates credit risk, while a FICO score is a type of credit score. Read on to learn more about FICO score vs. credit score.

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What are the different types of credit scores?

Is your credit score different depending on which scoring model you check? Learn about the different types of credit scores, including FICO and VantageScore.

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What happens to credit card debt when you die?

If a person has debt when they pass on, their estate or a probate court may use their assets to pay off the balance. This guide discusses the details.

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Does checking your credit score lower it?

Checking your own credit score, which is called a soft inquiry, doesn’t lower it. However, a hard inquiry can impact your score. Read on to learn more.

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How to build credit in the U.S. as a new immigrant

You can build credit as a new immigrant in the U.S. by getting a bank account, an SSN or ITIN and a credit card. Get more tips here.

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What is an authorized user on a credit card?

An authorized user is someone added to the primary cardholder’s account who has permission to make charges but isn’t liable for payments. Learn more here.

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What is an employment credit check, and what does it reveal?

An employment credit check lets employers view a candidate’s credit reports and history. These checks are legal, though certain states have unique credit laws.

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When should I pay my credit card bill?

According to FICO®, payment history makes up 35 percent of your credit score. Learn when you should make payments and how to maximize your card’s grace period.

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